:root{--navy:#12203A;--blue:#1268E8;--ink:#202431;--muted:#667085;--soft:#EEF4FF;--paper:#F8FBFF;--line:#D7E2F3;--gold:#1268E8;--white:#fff;--shadow:0 26px 70px rgba(18,32,58,.13);--radius:28px;--serif:'Playfair Display',Georgia,serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,Arial,sans-serif;line-height:1.7;overflow-x:hidden}a{color:inherit;text-decoration:none}.container{width:min(1180px,calc(100% - 44px));margin:auto}.skip-link{position:absolute;left:-999px}.skip-link:focus{left:18px;top:18px;background:#fff;padding:10px;z-index:999}.site-header{position:sticky;top:0;z-index:50;background:rgba(251,250,247,.86);backdrop-filter:blur(18px);border-bottom:1px solid rgba(18,32,58,.08)}.nav-wrap{height:82px;display:flex;align-items:center;gap:28px}.brand{display:flex;align-items:center;gap:12px;font-weight:600;color:var(--navy);letter-spacing:.02em}.brand-mark{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-family:'Playfair Display',serif;font-size:22px;box-shadow:0 12px 28px rgba(18,32,58,.18)}.nav{display:flex;align-items:center;gap:22px;margin-left:auto;font-size:14px;font-weight:600;color:#30364a}.nav>a,.nav-item>a{padding:28px 0}.nav-item{position:relative}.mega{position:absolute;top:62px;left:-18px;min-width:290px;background:#fff;border:1px solid var(--line);border-radius:22px;padding:14px;box-shadow:var(--shadow);display:none;grid-template-columns:1fr;gap:4px}.mega a{padding:10px 12px;border-radius:14px;color:#353b50}.mega a:hover{background:var(--soft);color:var(--blue)}.nav-item:hover .mega{display:grid}.header-cta,.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:13px 22px;font-weight:700;font-size:14px;transition:.25s}.header-cta,.btn.primary{background:var(--blue);color:#fff;box-shadow:0 14px 30px rgba(18,104,232,.18)}.btn.ghost{background:#fff;border:1px solid var(--line);color:var(--navy)}.btn:hover,.header-cta:hover{transform:translateY(-2px)}.menu-toggle{display:none}.breadcrumbs{font-size:13px;color:var(--muted);padding-top:22px}.breadcrumbs a{color:var(--muted)}.breadcrumbs span{margin:0 8px}.hero-section{position:relative;padding:70px 0 90px;background:radial-gradient(circle at 90% 12%,rgba(18,104,232,.16),transparent 30%),linear-gradient(135deg,#F8FBFF 0%,#EEF4FF 100%);overflow:hidden}.hero-section:after{content:"";position:absolute;width:680px;height:680px;border:1px solid rgba(18,104,232,.35);border-radius:50%;right:-210px;bottom:-390px}.hero-layout{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1.05fr) 430px;gap:64px;align-items:center}.eyebrow,.kicker{letter-spacing:.26em;text-transform:uppercase;font-size:12px;font-weight:700;color:var(--gold);margin:0 0 18px}.hero-copy h1,.section-title h2,.center-head h2,.cta-arc h2{font-family:'Playfair Display',Georgia,serif;color:var(--navy);line-height:1.05;margin:0}.hero-copy h1{font-size:clamp(36px,4.6vw,60px);max-width:820px;letter-spacing:-.02em}.hero-intro{font-size:17px;color:#4d5367;max-width:730px;margin:28px 0 0}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:34px}.hero-panel{position:relative;background:rgba(255,255,255,.78);border:1px solid rgba(255,255,255,.8);box-shadow:var(--shadow);border-radius:38px;padding:40px;min-height:420px;overflow:hidden}.hero-panel:before{content:"";position:absolute;inset:auto -120px -120px auto;width:280px;height:280px;border-radius:50%;background:rgba(18,104,232,.12)}.panel-orbit{height:150px;position:relative;margin-bottom:18px}.panel-orbit span{position:absolute;border-radius:50%;border:1px solid rgba(18,32,58,.16)}.panel-orbit span:nth-child(1){width:150px;height:150px;left:50%;top:0;transform:translateX(-50%)}.panel-orbit span:nth-child(2){width:96px;height:96px;left:35px;top:38px;background:rgba(18,104,232,.09)}.panel-orbit span:nth-child(3){width:70px;height:70px;right:48px;top:55px;background:rgba(18,104,232,.12)}.panel-label{text-transform:uppercase;letter-spacing:.2em;font-size:11px;color:var(--gold);font-weight:800}.hero-panel h2{font-family:'Playfair Display',serif;color:var(--navy);font-size:28px;margin:0 0 12px;text-transform:capitalize}.hero-panel p{color:#555d70}.hero-list{list-style:none;padding:0;margin:24px 0 0;display:grid;gap:12px}.hero-list li{position:relative;background:var(--soft);border-radius:16px;padding:13px 14px 13px 36px;font-size:14px;font-weight:700;color:var(--navy)}.hero-list li:before{content:"";position:absolute;left:15px;top:20px;width:8px;height:8px;border-radius:50%;background:var(--blue)}.editorial-section,.soft-section,.dark-section,.faq-section{padding:80px 0}.soft-section{background:#EFF5FF}.split-layout{display:grid;grid-template-columns:.85fr 1.15fr;gap:70px;align-items:start}.split-layout.reverse{grid-template-columns:1fr 1fr}.section-title h2,.center-head h2{font-size:clamp(30px,3.4vw,48px)}.section-title p:not(.kicker),.center-head p:not(.kicker){color:var(--muted);font-size:17px}.center-head{text-align:center;max-width:770px;margin:0 auto 46px}.challenge-list{display:grid;gap:16px}.challenge{display:grid;grid-template-columns:28px 1fr;gap:16px;align-items:start;background:#fff;border:1px solid var(--line);border-radius:24px;padding:24px}.challenge span{width:20px;height:20px;border-radius:50%;border:6px solid var(--blue);margin-top:6px}.challenge p{margin:0;color:#444b5e}.premium-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.premium-card,.fit-card,.related-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 18px 46px rgba(18,32,58,.06);transition:.25s}.premium-card:hover,.related-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.premium-card small{font-family:'Playfair Display',serif;font-size:28px;color:rgba(18,104,232,.55)}.premium-card h3,.fit-card h3,.related-card h3{color:var(--navy);margin:12px 0 10px;line-height:1.25}.premium-card p,.related-card p{color:var(--muted);font-size:14px}.timeline{display:grid;gap:18px;counter-reset:step}.timeline-step{display:grid;grid-template-columns:58px 1fr;gap:18px;align-items:start}.timeline-step b{width:58px;height:58px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-family:'Playfair Display',serif;font-size:24px}.timeline-step p{margin:0;background:#fff;border:1px solid var(--line);border-radius:22px;padding:18px 22px}.dark-section{background:var(--navy);color:#fff;position:relative;overflow:hidden}.dark-section:before{content:"";position:absolute;width:600px;height:600px;border:1px solid rgba(255,255,255,.13);border-radius:50%;left:-250px;top:-320px}.dark-section .center-head h2,.dark-section .kicker{color:#fff}.outcome-row{position:relative;display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.outcome-row div{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);border-radius:26px;padding:26px}.outcome-row strong{font-family:'Playfair Display',serif;font-size:26px;line-height:1.1}.outcome-row p{color:rgba(255,255,255,.72);font-size:14px}.fit-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.fit-card{min-height:120px;display:flex;align-items:center}.refined-list{list-style:none;padding:0;margin:0;display:grid;gap:14px}.refined-list li{background:#fff;border:1px solid var(--line);border-radius:20px;padding:18px 20px;color:#454b5d}.refined-list li:before{content:"✓";color:var(--blue);font-weight:900;margin-right:10px}.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.related-card span{font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);font-weight:800}.related-card em{display:inline-flex;margin-top:14px;color:var(--blue);font-style:normal;font-weight:800}.faq-list{display:grid;gap:12px}.faq-item{background:#fff;border:1px solid var(--line);border-radius:22px;overflow:hidden}.faq-item button{width:100%;border:0;background:transparent;text-align:left;padding:20px 22px;font-weight:800;color:var(--navy);font-size:16px;cursor:pointer}.faq-panel{display:none;padding:0 22px 22px;color:var(--muted)}.faq-item.active .faq-panel{display:block}.cta-arc{position:relative;overflow:hidden;text-align:center;background:#EFF5FF;padding:110px 0 96px}.cta-arc:before{content:"";position:absolute;left:50%;bottom:-420px;transform:translateX(-50%);width:900px;height:900px;border-radius:50%;background:#fff;border:1px solid var(--line)}.cta-arc .container{position:relative;z-index:1;max-width:780px}.cta-arc h2{font-size:clamp(32px,4vw,52px)}.cta-arc p:not(.eyebrow){color:var(--muted);font-size:18px}.site-footer{background:#0D1730;color:#fff;padding:70px 0 26px}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr 1fr;gap:36px}.footer-grid p{color:rgba(255,255,255,.68)}.footer-grid h3{font-size:14px;text-transform:uppercase;letter-spacing:.18em;color:#AFCBFF}.footer-grid a{display:block;color:rgba(255,255,255,.78);margin:10px 0}.footer-brand{color:#fff}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:42px;padding-top:18px;display:flex;justify-content:space-between;color:rgba(255,255,255,.52);font-size:13px}@media(max-width:980px){.header-cta{display:none}.menu-toggle{display:inline-flex;margin-left:auto;border:1px solid var(--line);background:#fff;border-radius:999px;padding:10px 14px}.nav{display:none;position:absolute;left:22px;right:22px;top:82px;background:#fff;border:1px solid var(--line);border-radius:24px;padding:18px;box-shadow:var(--shadow);align-items:stretch;flex-direction:column}.nav.open{display:flex}.nav>a,.nav-item>a{padding:8px 0}.nav-item:hover .mega,.mega{position:static;display:grid;box-shadow:none;border:0;background:var(--soft);min-width:0;margin-top:8px}.hero-layout,.split-layout,.split-layout.reverse{grid-template-columns:1fr}.hero-panel{min-height:auto}.premium-grid,.related-grid{grid-template-columns:repeat(2,1fr)}.outcome-row{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:640px){.container{width:min(100% - 28px,1180px)}.nav-wrap{height:74px}.hero-section{padding:54px 0 76px}.hero-copy h1{font-size:34px}.hero-intro{font-size:16px}.hero-panel{padding:26px;border-radius:28px}.premium-grid,.related-grid,.fit-grid,.outcome-row,.footer-grid{grid-template-columns:1fr}.editorial-section,.soft-section,.dark-section,.faq-section{padding:64px 0}.hero-actions .btn{width:100%}.section-title h2,.center-head h2{font-size:30px}.timeline-step{grid-template-columns:44px 1fr}.timeline-step b{width:44px;height:44px;font-size:20px}.footer-bottom{display:grid;gap:8px}.hero-list{gap:10px}}
/* Contact form and improved desktop dropdown stability */
@media(min-width:981px){
  .nav-item{position:relative;display:flex;align-items:center;min-height:82px}
  .nav-item>a{display:flex;align-items:center;height:82px;padding:0}
  .nav-item:after{content:"";position:absolute;left:-24px;right:-24px;top:58px;height:32px;background:transparent}
  .mega{top:70px;z-index:80}
  .nav-item:hover .mega,.nav-item:focus-within .mega{display:grid}
}
.contact-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:54px;align-items:start}.contact-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:34px;box-shadow:0 18px 46px rgba(18,32,58,.06)}.contact-card h2{font-family:'Playfair Display',Georgia,serif;color:var(--navy);font-size:clamp(28px,3vw,42px);line-height:1.1;margin:0 0 14px}.contact-form{display:grid;gap:16px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field label{display:block;font-weight:800;color:var(--navy);font-size:13px;margin:0 0 7px}.field input,.field select,.field textarea{width:100%;border:1px solid var(--line);background:#F8FBFF;border-radius:18px;padding:14px 15px;font:inherit;color:var(--ink);outline:none;transition:.2s}.field input:focus,.field select:focus,.field textarea:focus{border-color:rgba(18,104,232,.55);box-shadow:0 0 0 4px rgba(18,104,232,.08);background:#fff}.field textarea{min-height:150px;resize:vertical}.notice{border-radius:18px;padding:14px 16px;margin-bottom:18px;font-weight:700}.notice.success{background:#eef8f0;color:#19692c;border:1px solid #ccebd1}.notice.warning{background:#fff7e8;color:#7a4a10;border:1px solid #f0d6a8}.contact-details{display:grid;gap:14px;margin-top:26px}.contact-detail{background:#fff;border:1px solid var(--line);border-radius:22px;padding:20px}.contact-detail strong{display:block;color:var(--navy);margin-bottom:4px}.contact-detail p{margin:0;color:var(--muted)}.hidden-field{position:absolute;left:-9999px;opacity:0}@media(max-width:860px){.contact-grid,.form-row{grid-template-columns:1fr}.contact-card{padding:24px}}


/* Contact page v5 compact updates */
.contact-compact-hero.hero-section{padding-bottom:70px;}
.contact-short-section{padding-top:70px;}
.contact-mini-panel .panel-note{color:var(--muted);line-height:1.8;margin-top:16px;}
.compact-contact-grid{align-items:start;}
.contact-intro-small .kicker{margin-bottom:14px;}
.contact-intro-small h2{font-family:var(--serif);font-size:clamp(32px,4vw,54px);line-height:1.02;margin:0 0 16px;color:var(--ink);}
.contact-intro-small>p{font-size:18px;line-height:1.8;color:var(--muted);max-width:520px;}
.compact-details{margin-top:28px;}
.contact-card h2{margin-bottom:10px;}
@media(max-width:760px){.contact-compact-hero.hero-section{padding-bottom:48px}.contact-short-section{padding-top:48px}.contact-mini-panel{display:none}.contact-intro-small h2{font-size:34px}}

/* Ecommerce and expanded services menu */
.mega.mega-wide{min-width:860px;grid-template-columns:repeat(4,minmax(160px,1fr));gap:18px;align-items:start;}
.mega-col{display:flex;flex-direction:column;gap:6px;}
.mega-col b{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:#7a6c5d;margin:4px 12px 6px;}
.mega-col a{white-space:normal;}
@media (max-width:980px){.mega.mega-wide{min-width:0;grid-template-columns:1fr}.mega-col b{margin-left:0}.mega-col{gap:8px}}

/* v7 responsive navigation and utility pages */
:root{--serif:'Playfair Display',Georgia,serif}
.nav-top{display:flex;align-items:center;gap:6px}.submenu-toggle{display:none}.mobile-book{display:none}
@media(min-width:981px){
  .nav-item.has-dropdown{position:relative;display:flex;align-items:center;min-height:82px}
  .nav-top>a{display:flex;align-items:center;height:82px;padding:0}
  .nav-item.has-dropdown:after{content:"";position:absolute;left:-24px;right:-24px;top:58px;height:32px;background:transparent}
  .nav-item.has-dropdown:hover .mega,.nav-item.has-dropdown:focus-within .mega{display:grid}
}
@media(max-width:980px){
  body.nav-open{overflow:hidden}
  .nav-wrap{height:78px;gap:14px}
  .menu-toggle{display:inline-flex;align-items:center;justify-content:center;flex-direction:column;gap:5px;width:48px;height:48px;margin-left:auto;border:1px solid var(--line);background:#fff;border-radius:50%;padding:0;box-shadow:0 10px 28px rgba(18,32,58,.08);cursor:pointer;z-index:101}
  .menu-toggle span{width:20px;height:2px;border-radius:3px;background:var(--navy);transition:.22s ease}
  .menu-toggle.active span:nth-child(1){transform:translateY(7px) rotate(45deg)}
  .menu-toggle.active span:nth-child(2){opacity:0}
  .menu-toggle.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
  .nav{position:fixed;display:flex;left:16px;right:16px;top:88px;max-height:calc(100vh - 108px);overflow:auto;background:rgba(255,255,255,.98);border:1px solid var(--line);border-radius:28px;padding:18px;box-shadow:var(--shadow);align-items:stretch;flex-direction:column;gap:4px;opacity:0;visibility:hidden;transform:translateY(-10px);pointer-events:none;transition:.22s ease;z-index:100}
  .nav.open{opacity:1;visibility:visible;transform:translateY(0);pointer-events:auto;display:flex}
  .nav>a,.nav-top>a{display:flex;align-items:center;min-height:46px;padding:10px 12px;border-radius:16px;font-size:15px;color:var(--navy)}
  .nav>a:hover,.nav-top>a:hover{background:var(--soft)}
  .nav-top{justify-content:space-between;border-radius:16px}
  .submenu-toggle{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;border:1px solid var(--line);background:#F8FBFF;border-radius:14px;cursor:pointer;flex:0 0 auto}
  .submenu-toggle:before{content:"";width:9px;height:9px;border-right:2px solid var(--navy);border-bottom:2px solid var(--navy);transform:rotate(45deg) translateY(-2px);transition:.2s}
  .submenu-toggle[aria-expanded="true"]:before{transform:rotate(225deg) translate(-1px,-1px)}
  .nav-item{display:block;min-height:0;width:100%}
  .nav-item:after{display:none!important}
  .nav .mega,.nav-item:hover .mega,.nav-item:focus-within .mega{position:static;display:none!important;box-shadow:none;border:0;background:#f3f1eb;min-width:0;margin:6px 0 10px;padding:12px;border-radius:20px;grid-template-columns:1fr;gap:10px}
  .nav-item.submenu-open>.mega{display:grid!important}
  .mega.mega-wide{min-width:0;grid-template-columns:1fr!important}
  .mega.small{grid-template-columns:1fr!important}
  .mega-col{gap:4px;border-bottom:1px solid rgba(18,32,58,.08);padding-bottom:8px}
  .mega-col:last-child{border-bottom:0;padding-bottom:0}
  .mega-col b{margin:4px 6px 6px;font-size:10px;color:#8c7b68}
  .mega a{padding:10px 12px;background:#fff;border:1px solid rgba(18,32,58,.06);border-radius:14px;font-size:14px}
  .mobile-book{display:flex;align-items:center;justify-content:center;border-radius:999px;background:var(--blue);color:#fff!important;font-weight:800;margin-top:8px;min-height:48px}
  .header-cta{display:none!important}
}
.legal-section{padding:72px 0 90px}.legal-wrap{display:grid;grid-template-columns:280px 1fr;gap:46px;align-items:start}.legal-aside{position:sticky;top:108px;background:#fff;border:1px solid var(--line);border-radius:24px;padding:22px;box-shadow:0 18px 46px rgba(18,32,58,.06)}.legal-aside a{display:block;padding:10px 0;color:var(--muted);font-weight:700}.legal-content{background:#fff;border:1px solid var(--line);border-radius:32px;padding:42px;box-shadow:0 18px 46px rgba(18,32,58,.06)}.legal-content h2{font-family:var(--serif);color:var(--navy);font-size:30px;line-height:1.15;margin:36px 0 12px}.legal-content h2:first-child{margin-top:0}.legal-content p,.legal-content li{color:#4f5668}.legal-content ul{padding-left:22px}.legal-updated{color:var(--gold);font-weight:800;letter-spacing:.14em;text-transform:uppercase;font-size:12px;margin-bottom:22px}@media(max-width:860px){.legal-wrap{grid-template-columns:1fr}.legal-aside{position:static}.legal-content{padding:28px}.legal-section{padding:54px 0 72px}}


/* AI search support: direct answer blocks for users and answer engines */
.answer-section{padding:72px 0;background:#F1F6FF;border-top:1px solid rgba(23,34,59,.08);border-bottom:1px solid rgba(23,34,59,.08)}
.answer-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:28px}
.answer-card{background:#fff;border:1px solid rgba(23,34,59,.1);border-radius:26px;padding:26px;box-shadow:0 18px 50px rgba(23,34,59,.06)}
.answer-card h3{margin:0 0 12px;font-size:20px;line-height:1.25;color:#17223b}
.answer-card p{margin:0;color:#59606f;line-height:1.8;font-size:15px}
@media (max-width: 900px){.answer-grid{grid-template-columns:1fr}.answer-section{padding:52px 0}}


/* v11 blog index and article templates */
.blog-hero{padding:72px 0 88px;background:radial-gradient(circle at 85% 10%,rgba(18,104,232,.18),transparent 30%),linear-gradient(135deg,#F1F6FF,#fff)}
.blog-hero-grid{display:grid;grid-template-columns:1.4fr .8fr;gap:42px;align-items:end}.blog-hero h1{font-family:var(--serif);font-size:clamp(38px,6vw,76px);line-height:.98;color:var(--navy);margin:0 0 22px}.blog-hero p{font-size:18px;color:var(--muted);line-height:1.8;max-width:760px}.blog-hero-card{background:#fff;border:1px solid var(--line);border-radius:32px;padding:30px;box-shadow:var(--shadow)}.blog-hero-card strong{display:block;font-family:var(--serif);font-size:32px;color:var(--navy);line-height:1.05}.blog-list-section{padding:70px 0 96px}.cluster-tabs{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:32px}.cluster-tabs a{border:1px solid var(--line);background:#fff;color:var(--navy);padding:10px 14px;border-radius:999px;font-weight:800;font-size:13px}.blog-card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.blog-card{background:#fff;border:1px solid var(--line);border-radius:28px;padding:26px;box-shadow:0 18px 46px rgba(18,32,58,.05);display:flex;flex-direction:column;min-height:330px}.blog-card span{color:var(--gold);font-weight:900;letter-spacing:.12em;text-transform:uppercase;font-size:11px}.blog-card h2{font-size:23px;line-height:1.18;margin:14px 0 12px;color:var(--navy)}.blog-card h2 a{color:inherit}.blog-card p{color:var(--muted);line-height:1.7;margin:0 0 20px}.blog-card-meta{margin-top:auto;display:flex;justify-content:space-between;gap:14px;align-items:center;border-top:1px solid var(--line);padding-top:18px}.blog-card-meta em{font-style:normal;color:var(--muted);font-weight:700;font-size:13px}.blog-card-meta a{font-weight:900;color:var(--blue)}
.article-header{padding:70px 0 74px;background:linear-gradient(135deg,#F1F6FF,#fff)}.narrow{max-width:900px}.article-header h1{font-family:var(--serif);font-size:clamp(38px,6vw,72px);line-height:1;color:var(--navy);margin:0 0 20px}.article-summary{font-size:20px;line-height:1.8;color:var(--muted);margin:0}.article-meta{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}.article-meta span{background:#fff;border:1px solid var(--line);border-radius:999px;padding:9px 13px;color:var(--muted);font-weight:800;font-size:13px}.article-body-section{padding:70px 0}.article-layout{display:grid;grid-template-columns:260px minmax(0,820px);gap:54px;align-items:start}.article-toc{position:sticky;top:110px;background:#fff;border:1px solid var(--line);border-radius:26px;padding:22px;box-shadow:0 18px 46px rgba(18,32,58,.05)}.article-toc strong{display:block;color:var(--navy);margin-bottom:12px}.article-toc a{display:block;color:var(--muted);padding:9px 0;border-bottom:1px solid rgba(18,32,58,.08);font-weight:700;font-size:14px}.article-toc a:last-child{border-bottom:0}.article-content{background:#fff;border:1px solid var(--line);border-radius:34px;padding:44px;box-shadow:0 18px 46px rgba(18,32,58,.05)}.article-content h2{font-family:var(--serif);font-size:34px;line-height:1.1;color:var(--navy);margin:42px 0 14px}.article-content section:first-of-type h2{margin-top:8px}.article-content p,.article-content li{font-size:17px;line-height:1.9;color:#4e5667}.article-content ul{padding-left:22px;margin:14px 0 22px}.quick-answer-box{background:#F1F6FF;border:1px solid var(--line);border-radius:24px;padding:24px;margin-bottom:28px}.quick-answer-box strong{display:block;color:var(--gold);text-transform:uppercase;letter-spacing:.12em;font-size:12px;margin-bottom:8px}.quick-answer-box p{margin:0}.article-callout{background:var(--navy);border-radius:28px;padding:34px;margin:42px 0;color:#fff}.article-callout h2{color:#fff;margin-top:0}.article-callout p{color:rgba(255,255,255,.82)}
@media(max-width:980px){.blog-hero-grid,.article-layout{grid-template-columns:1fr}.article-toc{position:static}.blog-card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.article-content{padding:30px}}@media(max-width:640px){.blog-card-grid{grid-template-columns:1fr}.blog-hero{padding:54px 0 64px}.blog-hero h1,.article-header h1{font-size:36px}.article-content{padding:24px;border-radius:26px}.article-content h2{font-size:28px}.article-body-section{padding:48px 0}.article-header{padding:52px 0}}


.footer-social{
  display:flex;
  align-items:center;
  gap:10px;
  margin-top:18px;
}
.footer-social a{
  width:38px;
  height:38px;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  border:1px solid rgba(255,255,255,.18);
  border-radius:999px;
  background:rgba(255,255,255,.06);
  transition:transform .2s ease, background .2s ease, border-color .2s ease;
}
.footer-social a:hover{
  transform:translateY(-2px);
  background:rgba(255,255,255,.12);
  border-color:rgba(255,255,255,.35);
}
.footer-social svg{
  width:18px;
  height:18px;
  fill:currentColor;
}


/* v13 logo-matched brand update */
.brand-logo{display:inline-flex;align-items:center;gap:0;line-height:1;flex:0 0 auto;letter-spacing:0}
.brand-logo img{display:block;width:188px;height:auto;max-height:none;object-fit:contain;overflow:visible}
.footer-brand.brand-logo img{width:198px;max-height:none;filter:none}
.site-header{background:rgba(248,251,255,.88);border-bottom:1px solid rgba(18,32,58,.08)}
.header-cta,.btn.primary{background:linear-gradient(135deg,#0B74FF 0%,#1557D8 100%);box-shadow:0 14px 32px rgba(18,104,232,.22)}
.hero-section{background:radial-gradient(circle at 88% 10%,rgba(18,104,232,.18),transparent 30%),linear-gradient(135deg,#F8FBFF 0%,#EEF4FF 100%)}
.hero-section:after,.cta-arc:before,.dark-section:before{border-color:rgba(18,104,232,.20)}
.panel-orbit span:nth-child(3){background:rgba(18,104,232,.10)}
.soft-section,.cta-arc{background:linear-gradient(180deg,#F1F6FF 0%,#EDF4FF 100%)}
.site-footer{background:#0D1730}
.footer-grid h3{color:#AFCBFF}
.mobile-book{background:linear-gradient(135deg,#0B74FF 0%,#1557D8 100%)}
@media(max-width:980px){.brand-logo img{width:164px;max-height:none}.nav-wrap{height:76px}}
@media(max-width:420px){.brand-logo img{width:146px}.menu-toggle{width:44px;height:44px}.nav-wrap{gap:10px}}

.compact-hero{padding:48px 0 62px}.contact-section{padding:72px 0 96px}


/* v18 quick answers and premium hover interactions */
.quick-answer-section{
  padding:34px 0 18px;
  background:linear-gradient(180deg,#F8FBFF 0%,#fff 100%);
}
.quick-answer-grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:18px;
}
.quick-answer-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:26px;
  padding:24px;
  box-shadow:0 14px 38px rgba(18,32,58,.05);
  transition:transform .28s ease, box-shadow .28s ease, border-color .28s ease, background .28s ease;
}
.quick-answer-card span{
  display:inline-block;
  margin-bottom:10px;
  color:var(--blue);
  font-size:11px;
  font-weight:900;
  letter-spacing:.16em;
  text-transform:uppercase;
}
.quick-answer-card h2{
  margin:0 0 10px;
  color:var(--navy);
  font-size:20px;
  line-height:1.25;
}
.quick-answer-card p{
  margin:0;
  color:var(--muted);
  line-height:1.75;
}
.quick-answer-card:hover{
  transform:translateY(-8px);
  background:linear-gradient(135deg,#ffffff 0%,#EEF4FF 100%);
  border-color:rgba(18,104,232,.38);
  box-shadow:0 24px 60px rgba(18,104,232,.14);
}

/* Global premium hover effects */
.premium-card,
.related-card,
.blog-card,
.contact-card,
.contact-detail,
.legal-content,
.legal-aside,
.article-content,
.article-toc,
.hero-panel,
.timeline-step,
.faq-item,
.outcome-row span,
.service-card,
.card{
  transition:transform .28s ease, box-shadow .28s ease, border-color .28s ease, background .28s ease, color .28s ease;
}

.premium-card:hover,
.related-card:hover,
.blog-card:hover,
.contact-card:hover,
.contact-detail:hover,
.timeline-step:hover,
.service-card:hover,
.card:hover{
  transform:translateY(-8px);
  border-color:rgba(18,104,232,.35);
  background:linear-gradient(135deg,#ffffff 0%,#F1F6FF 100%);
  box-shadow:0 24px 60px rgba(18,32,58,.12);
}

.hero-panel:hover{
  transform:translateY(-6px);
  box-shadow:0 32px 80px rgba(18,32,58,.17);
}

.faq-item:hover{
  background:#F1F6FF;
  border-color:rgba(18,104,232,.28);
}

.outcome-row span:hover{
  transform:translateY(-5px);
  background:#fff;
  color:var(--blue);
  box-shadow:0 18px 40px rgba(18,104,232,.13);
}

.related-card:hover h3,
.blog-card:hover h2,
.premium-card:hover h3{
  color:var(--blue);
}

.nav a,
.mega a,
.footer a,
.social-link{
  transition:color .22s ease, background .22s ease, transform .22s ease, box-shadow .22s ease;
}

.nav > a:hover,
.nav-top > a:hover{
  color:var(--blue);
}

.mega a:hover{
  transform:translateX(4px);
}

.footer a:hover{
  color:#4EA0FF;
}

.social-link:hover,
.footer-social a:hover{
  transform:translateY(-4px);
  box-shadow:0 16px 34px rgba(18,104,232,.24);
}

.btn:hover,
.header-cta:hover{
  transform:translateY(-3px);
  box-shadow:0 20px 44px rgba(18,104,232,.24);
}

.btn.ghost:hover{
  background:#EEF4FF;
  border-color:rgba(18,104,232,.36);
  color:var(--blue);
}

@media(max-width:900px){
  .quick-answer-grid{grid-template-columns:1fr;}
  .quick-answer-section{padding:24px 0 8px;}
}
@media (prefers-reduced-motion: reduce){
  .quick-answer-card,
  .premium-card,
  .related-card,
  .blog-card,
  .contact-card,
  .contact-detail,
  .hero-panel,
  .timeline-step,
  .faq-item,
  .outcome-row span,
  .service-card,
  .card,
  .btn,
  .header-cta,
  .mega a,
  .footer a,
  .social-link{
    transition:none!important;
  }
  .quick-answer-card:hover,
  .premium-card:hover,
  .related-card:hover,
  .blog-card:hover,
  .contact-card:hover,
  .contact-detail:hover,
  .hero-panel:hover,
  .timeline-step:hover,
  .service-card:hover,
  .card:hover,
  .btn:hover,
  .header-cta:hover,
  .mega a:hover,
  .social-link:hover{
    transform:none!important;
  }
}

/* v19 home breadcrumb polish */
body.home-page .breadcrumbs{display:none!important}